Terms and conditions

Terms and Conditions

Last updated: August 24, 2025

1) Acceptance of Terms

These Terms & Conditions (the “Terms”) govern your access to and use of the CoinWolf mobile application, website and related services (collectively, the “App”). By downloading, installing, or using the App and website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the App.

Provider: CoinWolf, doing business as “CoinWolf” ("we", "us").

Contact: hi@coinwolfapp.com

2) Eligibility

You must be at least 13 years old (or the age of digital consent in your jurisdiction) to use the App. If you are under the age of majority, you may use the App only under the supervision of a parent or legal guardian who agrees to be bound by these Terms.

3) Account, Authentication & Security

You may need an account to use certain features. You agree to provide accurate information and keep it updated. You are responsible for any activity under your account and for maintaining the confidentiality of your login credentials (including third‑party sign‑in, e.g., Apple/Google). Notify us immediately of unauthorized use.

We may refuse, suspend, or terminate accounts that violate these Terms or that present security risks.

4) Simulator-Only Experience; No Real Trading

CoinWolf includes a virtual trading simulator and gamified features (e.g., badges, XP, leaderboards). No real money, crypto or assets are transacted through the App. Virtual balances and rewards have no monetary value, are non‑transferable, and cannot be withdrawn, sold or exchanged for any currency or goods.

We may apply simulated spreads, fees, fill logic and position limits. These are for educational/entertainment purposes and may not reflect actual market conditions.

5) Market Data, Prices & News

The App may display digital asset prices, charts, and other market data from third‑party sources (e.g., data providers or public APIs). Data may be delayed, incomplete, cached or inaccurate and is provided on an “as is” and “as available” basis without guarantees.

The App may include curated headlines or summaries and links to third‑party news sites. Such content is for informational purposes only. We do not endorse, warrant, or assume responsibility for third‑party content, links, or services.

6) Alerts & Notifications

You may opt to receive price alerts, push notifications and in‑app messages. Delivery is not guaranteed and may be delayed or fail due to device settings, connectivity, provider outages, throttling or platform limits. You are solely responsible for monitoring your own activities and positions (including in the simulator). Data charges may apply.

7) In‑App Purchases, Ads & Virtual Top‑Ups

Certain features may be monetized (e.g., ad‑supported content, rewarded ads, or virtual top‑ups for simulator balance). Prices are subject to change. All purchases made through the Apple App Store or Google Play are processed by those stores; store refund, billing, and dispute policies apply. We do not control nor store complete payment information.

Virtual items/top‑ups relate only to simulator features and do not represent real currency or assets. Unless required by law, purchases of virtual items are final and non‑refundable.

8) No Investment Advice

The App is an educational and entertainment tool. We do not provide investment, financial, legal, tax or accounting advice. Nothing in the App constitutes a solicitation, recommendation, endorsement, or offer to buy or sell securities, crypto‑assets or other financial instruments. You are solely responsible for your decisions.

9) Acceptable Use & Prohibited Conduct

You agree not to:

Break the law or infringe any third‑party rights.
Interfere with or disrupt the App, servers, or networks.
Access or scrape the App using bots, spiders, or automated means without permission.
Reverse engineer, decompile, or tamper with the App or any security/DRM features.
Upload malicious code or circumvent technical protections.
Post unlawful, harassing, defamatory, obscene, or infringing content.
Use the App to advertise or promote products/services without our written permission.

We may investigate and take any action we deem appropriate for violations.

10) Intellectual Property

The App and its content (including logos, UI, text, graphics, code, and designs) are owned by us or our licensors and are protected by intellectual property laws. Subject to your compliance with these Terms, we grant you a limited, revocable, non‑exclusive, non‑transferable license to install and use the App for personal, non‑commercial use.

You retain rights in any feedback you submit but grant us a perpetual, worldwide, royalty‑free license to use and incorporate such feedback into our products/services without obligation to you.

11) Third‑Party Services

The App may integrate with third‑party services (e.g., sign‑in, analytics, data providers, news sources, cloud hosting, ad networks). Your use of those services is subject to their terms and privacy notices. We are not responsible for third‑party services.

12) Apple App Store & Google Play Terms

If you download the App from the Apple App Store or Google Play, you also agree to their applicable terms. Apple/Google are not parties to these Terms and are not responsible for the App or its content. Apple/Google have no obligation to furnish maintenance or support. To the extent permitted by law, Apple/Google have no warranty or liability obligations regarding the App. You acknowledge that Apple/Google are third‑party beneficiaries of this paragraph and may enforce it.

13) Disclaimers

YOUR USE OF THE APP IS AT YOUR OWN RISK. THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON‑INFRINGEMENT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR‑FREE, OR SECURE.

14) Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE, OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE APP, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIMS RELATING TO THE APP SHALL NOT EXCEED THE AMOUNTS YOU PAID US (IF ANY) FOR ACCESS TO THE APP IN THE 3 MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow certain limitations; in such cases, the above limitations apply to the maximum extent permitted by law.

15) Indemnification

You agree to defend, indemnify, and hold harmless us and our affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with: (a) your access to or use of the App; (b) your breach of these Terms; or (c) your violation of any law or third‑party rights.

16) Suspension & Termination

We may suspend or terminate your access to the App at any time with or without notice for any reason, including if we believe you have violated these Terms. Upon termination, your right to use the App ceases immediately. Sections intended to survive termination will remain in effect.

17) Changes to the App & Terms

We may modify or discontinue the App (in whole or part) at any time. We may also update these Terms from time to time. We will indicate the date of the latest update above and may provide additional notice as required by law. Your continued use of the App after changes become effective constitutes your acceptance of the updated Terms.

18) Governing Law & Dispute Resolution

These Terms are governed by the laws of Ontario, Canada, without regard to conflict‑of‑laws principles. You agree to the exclusive jurisdiction and venue of the provincial and federal courts located in Toronto, Ontario, except that either party may seek injunctive or equitable relief in any court of competent jurisdiction.

Optional Arbitration Clause (Customize or Remove): At our election, any dispute arising out of or relating to these Terms or the App may be finally resolved by binding arbitration administered by [arbitration body] under its rules, on an individual basis, in Toronto, Ontario. You and we waive class actions and agree to bring claims only in your or our individual capacity. If this arbitration waiver is unenforceable, the venue clause above applies.

19) International Use

You are responsible for compliance with local laws. We make no representation that the App is appropriate or available for use in all jurisdictions.

20) Miscellaneous

Severability: If any provision is held invalid, the remaining provisions remain in full force.
No Waiver: Our failure to enforce any right is not a waiver of future enforcement.
Assignment: You may not assign these Terms without our prior written consent. We may assign these Terms without restriction.
Entire Agreement: These Terms and the Privacy Policy constitute the entire agreement between you and us regarding the App and supersede prior understandings.

21) Contact Us

Questions about these Terms? Reach us at hi@coinwolfapp.com

Definitions

“App” means the CoinWolf mobile application and related services.
“Virtual Items” means any digital, non‑monetary items (e.g., simulator credits, badges) usable solely within the App.
“Third‑Party Services” means services not owned or operated by us (e.g., data APIs, sign‑in providers, ad networks, or news sources).